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this is why i hate insurance
Nov. 6th, 2008 02:51 pm1) they don't understand diagnoses and/or are just out to make a quick buck over non-medical shit: they want to give me a 50% premium (50 extra dollars a month) because i see a therapist for mild, not even clinical, depression. thankfully it looks like with a bit of pushing they might waive the 6-month preexisting condition clause because it's been less than two months since my last insurance ended, meaning that they'll pay precisely $50 a month for my visits. which means the two cancel out, barely, and due to my individual circumstances (seeing her twice a month). but first i get the runaround and then have to call a zillion different numbers trying to make sure this can be arranged.
2) IT MAKES EVERYTHING DAMN SLOW: i found another lump. this has not happened since 2004, when i had to make three or four trips to the hospital to get a referral and various diagnostic tests run. apparently even though my insurance company assures me i can get specialty treatment without a referral none of the diagnostic people will even touch me without one, meaning i have to go blow 40 bucks that i can't afford spending to have some random woman feel me up and go 'yup, that's definitely a lump.' thanks, i already knew that. in fact i know the procedure and still i have to endure this middle-man bullshit. i found this thing last night-- it could have been there for a month prior for all i know-- or longer-- because it's incredibly sneaky and hard to palpate. the appointment with random touchy-feely woman is next monday, and after she confirms my expert diagnosis of a LUMP who knows when the run of real diagnostics will actually get scheduled. i just know until it's officially tested and diagnosed i am not going to be able to relax. last time it took about a month all told. that just seems too long for suspected cancer.
and why this shit always goes down in november i will never know. obviously the universe does not want me to do nanowrimo because my awesome story ideas would cause it to implode.
2) IT MAKES EVERYTHING DAMN SLOW: i found another lump. this has not happened since 2004, when i had to make three or four trips to the hospital to get a referral and various diagnostic tests run. apparently even though my insurance company assures me i can get specialty treatment without a referral none of the diagnostic people will even touch me without one, meaning i have to go blow 40 bucks that i can't afford spending to have some random woman feel me up and go 'yup, that's definitely a lump.' thanks, i already knew that. in fact i know the procedure and still i have to endure this middle-man bullshit. i found this thing last night-- it could have been there for a month prior for all i know-- or longer-- because it's incredibly sneaky and hard to palpate. the appointment with random touchy-feely woman is next monday, and after she confirms my expert diagnosis of a LUMP who knows when the run of real diagnostics will actually get scheduled. i just know until it's officially tested and diagnosed i am not going to be able to relax. last time it took about a month all told. that just seems too long for suspected cancer.
and why this shit always goes down in november i will never know. obviously the universe does not want me to do nanowrimo because my awesome story ideas would cause it to implode.
